Disclosure: Microsoft and Qualcomm are clients of the author.
With the pandemic now in its latest wave, it is increasingly looking as if Covid-19 (and whatever comes after) will be part of our lives from now on. Companies think they will get most workers back into the office, while most folks will want to stay home instead. While insurance carriers aren’t yet raising premiums, that may change since the virus isn’t going away. I expect some carriers will soon begin charging companies more for unvaccinated employees and for those going into work rather than working remotely. (Delta Airlines has already announced it will charge non-vaxxed employees.)